Find Out What It Costs To Protect Your Mortgage
Tell us about your mortgage
Your info is 256-bit encrypted. No spam, no obligations.
Run the numbers on your mortgage, then get a personalized mortgage protection quote from A-rated carriers in about 2 minutes.
- See your real monthly mortgage payment
- Know how much coverage you actually need
- No medical exam options available
- Licensed agents in all 50 states
We Partner With 85+ A-Rated Carriers
How Much Mortgage Protection Do You Need?
Mortgage protection insurance is a term life policy designed to pay off or cover your mortgage if you pass away, so your family can stay in the home without scrambling to make payments.
A good starting point is your remaining mortgage balance plus about 10% for closing costs, final expenses, and a small cushion. Use the calculator below to see your monthly payment and a suggested coverage amount.
Simple Mortgage Calculator
See your monthly mortgage payment and how much coverage it would take to keep your family in the home.
Estimated Monthly Payment
$1,580.17
- Total paid over the loan
- $568,861
- Total interest
- $318,861
- Suggested protection coverage
- $275,000
Estimates for illustration only — taxes and insurance not included. Fill out the form above for a real quote.
Why Homeowners Choose Calivus
We shop dozens of A-rated carriers so you don't have to call them one by one.
No Medical Exam Options
Many of our carriers approve coverage with a few health questions instead of labs and exams.
Rates Locked For The Term
Your premium never increases during the level term you choose.
Coverage That Fits The Loan
Match your term to the years left on your mortgage so you're not overpaying.
Fast Approvals
Same-day approval is available on many policies once your application is complete.
Licensed Agents, No Pressure
A real human walks you through the options and answers questions honestly.
Money Goes To Your Family
Your beneficiary receives the payout and decides how to use it — not the bank.
Frequently Asked
Mortgage Protection Calculator Questions
Homeowner Stories
Hear from homeowners like you.
"I had no idea how affordable this was. $48/month to protect my family's home. I was paying more for streaming services."
"My husband passed at 51. Because of Calivus, I didn't lose the house. My kids didn't have to move. That policy saved everything."
"No exam, approved same day, documents in my inbox before dinner. Insurance has never been this easy for me before."
Ready When You Are
Get Your Personalized Mortgage Protection Quote
It takes about two minutes and there's no obligation. A licensed agent will walk you through your options.
✓ No Medical Exam · ✓ Same-Day Approval · ✓ A-Rated Carriers · ✓ Coverage Up To $500,000